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List of documents for salaried individuals to apply for a home loan

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  • 6 month’s salary slip (if any other income like rental or agriculture along with that
  • ownership proof)
  • Form 16 for at least 2 years.
  • Last 3 years employment proof (appointment letter and relieving letter copy)
  • Annual CTC / increment letter if any copy.
  • Last 6 months bank statement of the salary account.
  • All SB account statements for 6months(optional)
  • Repayment track records of 6 months of existing loans
  • Bank statement from which EMI getting debuted, if any outstanding letter from the bank
  • for the existing loan.
  • Photocopy of the company ID card and visiting card.
  • Qualification proof (like graduate P.G etc.)
  • Form 26AS for the last 3 years.
  • Initial processing fee CHQ for a housing loan.
  • Initial processing fee CHQ for top up.
  • KYC documents required for both applicant and co-applicant (like id proof and address proof).

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